San Diego, CA mortgage calculator

San Diego
Mortgage
Calculator

San Diego blends a major military presence, biotech industry, and year-round climate into one of California's most desirable and expensive markets. San Diego County's moderate effective property tax rate is one of its few affordability advantages relative to home prices.

1.05% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$5,387
P&I · Taxes · Insurance
Total interest
$864,084
Principal & Interest$4,289/mo
Property Tax (1.05%)$744/mo
Homeowners Insurance$354/mo

Recommended for incomes above $235k/yr (28% DTI rule)

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1.05%
San Diego area property tax rate
$850,000
San Diego median home price
$5,387
est. monthly payment at defaults

San Diego housing market

$850,000
Median home price
$83,000
Median household income
1,386,932
City population

The 1.05% property tax rate reflects the county-level effective rate for San Diego and is used to calculate your monthly tax escrow above. This rate may differ from the statewide California average — county-level data produces more accurate monthly payment estimates for San Diego buyers. Many San Diego properties also carry HOA fees — the area average is approximately $400/month, which is not included in the calculator above.

Rate history

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