New York City, NY mortgage calculator

New York City
Mortgage
Calculator

New York City's residential property tax rate for Class 1 homes is relatively low by national standards, but premium prices across most boroughs produce some of the highest total monthly payments in the country. Co-ops and condos carry additional monthly maintenance fees beyond standard mortgage costs.

0.9% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$4,660
P&I · Taxes · Insurance
Total interest
$762,427
Principal & Interest$3,785/mo
Property Tax (0.9%)$563/mo
Homeowners Insurance$313/mo

Recommended for incomes above $200k/yr (28% DTI rule)

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0.9%
New York City area property tax rate
$750,000
New York City median home price
$4,660
est. monthly payment at defaults

New York City housing market

$750,000
Median home price
$70,000
Median household income
8,336,817
City population

The 0.9% property tax rate reflects the county-level effective rate for New York City and is used to calculate your monthly tax escrow above. This rate may differ from the statewide New York average — county-level data produces more accurate monthly payment estimates for New York City buyers. Many New York City properties also carry HOA fees — the area average is approximately $800/month, which is not included in the calculator above.

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