See your new monthly payment, monthly savings, and exact break-even point — before you talk to a lender.
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Current loan
Refinanced loan
Saves $346/mo · break-even in 21 months
Related calculators
Cash-Out Refinance →
Need cash from your equity? See what you could take out.
Refinance Break-Even →
How many months until your savings cover the closing costs.
Extra Payment Calculator →
Keep your current loan and pay it off sooner instead.
Amortization Calculator →
See exactly how your balance drops year by year on your current or new loan.
15 vs. 30-Year Calculator →
Refinancing to a shorter term? Compare monthly payment and total interest side by side.
Should I Refinance? →
Read the full guide on when refinancing makes sense — and when it doesn't.
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