Chicago, IL mortgage calculator

Chicago
Mortgage
Calculator

Chicago is the Midwest's largest city and a global financial, cultural, and transportation hub. Cook County's high property tax rate — among the highest in the nation for a major metro — significantly increases the true monthly cost of homeownership relative to the purchase price.

2.11% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$2,239
P&I · Taxes · Insurance
Total interest
$315,137
Principal & Interest$1,564/mo
Property Tax (2.11%)$545/mo
Homeowners Insurance$129/mo

Recommended for incomes above $100k/yr (28% DTI rule)

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2.11%
Chicago area property tax rate
$310,000
Chicago median home price
$2,239
est. monthly payment at defaults

Chicago housing market

$310,000
Median home price
$63,000
Median household income
2,696,555
City population

The 2.11% property tax rate reflects the county-level effective rate for Chicago and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Illinois average — county-level data produces more accurate monthly payment estimates for Chicago buyers. Many Chicago properties also carry HOA fees — the area average is approximately $400/month, which is not included in the calculator above.

Rate history

FAQ

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