Naperville, IL mortgage calculator

Naperville
Mortgage
Calculator

Naperville is consistently ranked among the best places to live in the country, with a top-tier school system and a major corporate presence in DuPage County. High property taxes are offset by above-median incomes, though buyers should expect property taxes to be a significant share of their monthly PITI payment.

2.07% county property tax
Real local rates
No sign-up required
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$
Interest rate6.48%
Monthly payment
$3,306
P&I · Taxes · Insurance
Total interest
$467,622
Principal & Interest$2,321/mo
Property Tax (2.07%)$793/mo
Homeowners Insurance$192/mo

Recommended for incomes above $145k/yr (28% DTI rule)

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2.07%
Naperville area property tax rate
$460,000
Naperville median home price
$3,306
est. monthly payment at defaults

Naperville housing market

$460,000
Median home price
$102,000
Median household income
150,000
City population

The 2.07% property tax rate reflects the county-level effective rate for Naperville and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Illinois average — county-level data produces more accurate monthly payment estimates for Naperville buyers. Many Naperville properties also carry HOA fees — the area average is approximately $200/month, which is not included in the calculator above.

Rate history

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