A payment calculator with your name on it. Buyers see principal, interest, tax, insurance and PMI for their state, with no sign-up. Share a link or embed it on your site in under two minutes.
Why agents use MorgCalc
Clients arrive pre-educated
Buyers who've run the numbers know their budget. Fewer wasted showings, more qualified conversations.
Full monthly payment, not just P&I
MorgCalc adds state property tax, homeowners insurance and PMI to principal and interest, so buyers see a realistic monthly number. It is an estimate; their lender's Loan Estimate is the final word.
No sign-up for your clients
Clients never need an account or to give an email address to use it. No pop-ups, no retargeting. Just the calculator, with your name on it.
Co-branded referral link
Generate a link with your name or brokerage in the URL. Every time a client uses it, they see your name attached to a helpful tool.
Why the full payment matters
$400,000 home, $40,000 down (10%), 6.5% fixed for 30years. Principal and interest are identical everywhere; property tax by state and PMI are what change the buyer's real budget.
| State | P&I only | Full monthly payment | Left out |
|---|---|---|---|
| California | $2,275 | $2,902 | +$627 |
| Florida | $2,275 | $2,949 | +$674 |
| Texas | $2,275 | $3,252 | +$977 |
| New Jersey | $2,275 | $3,475 | +$1,200 |
Estimates use a state-average property tax rate, homeowners insurance at 0.5% of the home price and PMI at 0.7% of the loan when down payment is under 20%. Actual taxes, insurance and PMI vary by property, county and credit profile. Try your own market in the state calculator.
3 ways to use MorgCalc with clients
In your email signature
Takes 2 minutesAdd "Estimate your payment → morgcalc.com" (or your referral link) to your email signature. Every outbound email becomes a touchpoint that positions you as a resource.
Before a showing
Use every showingText the link before a tour: "Here's a quick calculator so you can see what this home's payment looks like before we go in." Buyers arrive more confident and ready to decide.
Embedded on your website
Permanent backlink to youPaste one snippet into your listings or Buyer Resources page. Clients stay on your site, run their own numbers, and see you as the helpful expert — not just a door-opener.
Want copy-paste email scripts?
We wrote outreach templates for cold email, follow-up, and text — plus a strategy for finding realtors to partner with.
Get outreach templates →More tools to share
Seller Net Proceeds →
Show sellers what they keep after commissions, closing costs and repairs.
Income Needed to Buy →
Help buyers see the income a price point requires.
Closing Costs →
Itemized cash to close for buyers, by state and loan type.
DTI Calculator →
Let buyers check their debt-to-income ratio before they apply.
Co-branded referral link
Enter your name or brokerage and pick your market. The link opens straight to that city's calculator, with local property tax and median home price already filled in.
Embed on your website
Copy and paste into any page. Works with WordPress, Wix, Squarespace, or any custom site. No account or API key needed. Choose a size, preview it, then copy the code.
<iframe src="https://morgcalc.com" width="100%" height="680" style="border:none;border-radius:12px;" title="Mortgage Calculator — MorgCalc" loading="lazy" ></iframe>
Closing costs, seller net proceeds, income needed, DTI, PMI, refinance and more. Pick one, preview it, and copy the code. Each widget resizes to fit and links back to MorgCalc.
<iframe
src="https://morgcalc.com/embed/closing-costs-calculator/"
width="100%"
height="760"
style="border:none;border-radius:12px;"
title="Closing Costs Calculator — MorgCalc"
loading="lazy"
></iframe>
<script>
window.addEventListener("message", function (e) {
if (e.origin !== "https://morgcalc.com" || !e.data || e.data.type !== "morgcalc-embed-height") return;
document.querySelectorAll('iframe[src^="https://morgcalc.com/embed/"]').forEach(function (f) {
if (f.contentWindow === e.source) f.style.height = e.data.height + "px";
});
});
</script>The calculator loads securely from morgcalc.com. Your clients stay on your page — nothing is tracked except anonymous usage analytics.
How MorgCalc is funded
Representing a brokerage or team?
Co-branded experience, bulk client links, featured placement — reach out and we'll build something together.