New York mortgage calculator

New York
Mortgage
Calculator

New York property taxes average 1.72% statewide — among the highest in the nation. Combined with elevated prices in the NYC metro, your true monthly housing cost can be significantly higher than the mortgage payment alone.

1.72% avg property tax
Real local rates
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$
$
Interest rate6.48%
Monthly payment
$3,103
P&I · Taxes · Insurance
Total interest
$457,456
Principal & Interest$2,271/mo
Property Tax$645/mo
Homeowners Insurance$188/mo

Recommended for incomes above $135k/yr (28% DTI rule)

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1.72%
New York avg property tax rate
$450,000
New York median home price
$3,103
est. monthly payment at defaults

New York property taxes

Property taxes vary widely across New York — NYC rates differ substantially from upstate counties.

Rate history

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