Waterbury, CT mortgage calculator

Waterbury
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Waterbury, once the world's brass manufacturing capital, offers some of Connecticut's most affordable home prices in the Naugatuck Valley. The city's high property tax rate means taxes are a large share of the monthly payment relative to the loan amount.

2.85% county property tax
Real local rates
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$
$
Interest rate6.48%
Monthly payment
$1,724
P&I · Taxes · Insurance
Total interest
$223,645
Principal & Interest$1,110/mo
Property Tax (2.85%)$523/mo
Homeowners Insurance$92/mo

Recommended for incomes above $75k/yr (28% DTI rule)

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2.85%
Waterbury area property tax rate
$220,000
Waterbury median home price
$1,724
est. monthly payment at defaults

Waterbury housing market

$220,000
Median home price
$45,000
Median household income
114,403
City population

The 2.85% property tax rate reflects the county-level effective rate for Waterbury and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Connecticut average — county-level data produces more accurate monthly payment estimates for Waterbury buyers. Many Waterbury properties also carry HOA fees — the area average is approximately $100/month, which is not included in the calculator above.

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