Middletown, DE mortgage calculator

Middletown
Mortgage
Calculator

Middletown is one of Delaware's fastest-growing communities, drawing buyers with newer construction and no state sales tax. New Castle County's rate applies, moderated by Middletown's lower municipal levy relative to Wilmington.

1.55% county property tax
Real local rates
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$
Interest rate6.48%
Monthly payment
$2,702
P&I · Taxes · Insurance
Total interest
$406,628
Principal & Interest$2,018/mo
Property Tax (1.55%)$517/mo
Homeowners Insurance$167/mo

Recommended for incomes above $120k/yr (28% DTI rule)

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1.55%
Middletown area property tax rate
$400,000
Middletown median home price
$2,702
est. monthly payment at defaults

Middletown housing market

$400,000
Median home price
$95,000
Median household income
24,755
City population

The 1.55% property tax rate reflects the county-level effective rate for Middletown and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Delaware average — county-level data produces more accurate monthly payment estimates for Middletown buyers. Many Middletown properties also carry HOA fees — the area average is approximately $200/month, which is not included in the calculator above.

Rate history

FAQ

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