Columbus, GA mortgage calculator

Columbus
Mortgage
Calculator

Columbus, Georgia's second-largest city, sits on the Alabama border and is anchored by Fort Moore and a growing retail, healthcare, and logistics sector. Muscogee County's effective property tax rate is among the lowest in the state, keeping total monthly payments accessible.

1% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$1,165
P&I · Taxes · Insurance
Total interest
$188,065
Principal & Interest$934/mo
Property Tax (1%)$154/mo
Homeowners Insurance$77/mo

Recommended for incomes above $50k/yr (28% DTI rule)

Compare lenders for this loan →
1%
Columbus area property tax rate
$185,000
Columbus median home price
$1,165
est. monthly payment at defaults

Columbus housing market

$185,000
Median home price
$45,000
Median household income
200,579
City population

The 1% property tax rate reflects the county-level effective rate for Columbus and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Georgia average — county-level data produces more accurate monthly payment estimates for Columbus buyers. Many Columbus properties also carry HOA fees — the area average is approximately $50/month, which is not included in the calculator above.

Rate history

FAQ

Frequently Asked Questions