Boise, ID mortgage calculator

Boise
Mortgage
Calculator

Boise has seen some of the fastest home-price appreciation in the country over the past five years, driven by tech relocations and in-migration from California. Ada County's property tax rate is moderate and offers a Circuit Breaker reduction for qualifying residents.

0.68% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$2,774
P&I · Taxes · Insurance
Total interest
$467,622
Principal & Interest$2,321/mo
Property Tax (0.68%)$261/mo
Homeowners Insurance$192/mo

Recommended for incomes above $120k/yr (28% DTI rule)

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0.68%
Boise area property tax rate
$460,000
Boise median home price
$2,774
est. monthly payment at defaults

Boise housing market

$460,000
Median home price
$65,000
Median household income
235,684
City population

The 0.68% property tax rate reflects the county-level effective rate for Boise and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Idaho average — county-level data produces more accurate monthly payment estimates for Boise buyers. Many Boise properties also carry HOA fees — the area average is approximately $150/month, which is not included in the calculator above.

Rate history

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