Rockford is a Midwest manufacturing hub on the Rock River, with some of the most affordable home prices in Illinois. Winnebago County's very high property tax rate means the monthly tax escrow can approach or exceed the principal and interest payment — a critical planning consideration.
Recommended for incomes above $55k/yr (28% DTI rule)
Rockford housing market
The 2.7% property tax rate reflects the county-level effective rate for Rockford and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Illinois average — county-level data produces more accurate monthly payment estimates for Rockford buyers. Many Rockford properties also carry HOA fees — the area average is approximately $50/month, which is not included in the calculator above.
Rate history
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