South Bend, IN mortgage calculator

South Bend
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South Bend is home to the University of Notre Dame and a recovering manufacturing base along the St. Joseph River. St. Joseph County's property tax rate is above the state average, a factor buyers should weigh against the city's low home prices.

1.05% county property tax
Real local rates
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$
Interest rate6.48%
Monthly payment
$1,109
P&I · Taxes · Insurance
Total interest
$177,900
Principal & Interest$883/mo
Property Tax (1.05%)$153/mo
Homeowners Insurance$73/mo

Recommended for incomes above $50k/yr (28% DTI rule)

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1.05%
South Bend area property tax rate
$175,000
South Bend median home price
$1,109
est. monthly payment at defaults

South Bend housing market

$175,000
Median home price
$42,000
Median household income
103,395
City population

The 1.05% property tax rate reflects the county-level effective rate for South Bend and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Indiana average — county-level data produces more accurate monthly payment estimates for South Bend buyers. Many South Bend properties also carry HOA fees — the area average is approximately $50/month, which is not included in the calculator above.

Rate history

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