Des Moines, IA mortgage calculator

Des Moines
Mortgage
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Des Moines is Iowa's capital and a national insurance-industry hub, anchoring one of the Midwest's more resilient job markets. Polk County's property tax rate is above the state average, primarily funding local schools.

1.68% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$1,510
P&I · Taxes · Insurance
Total interest
$223,645
Principal & Interest$1,110/mo
Property Tax (1.68%)$308/mo
Homeowners Insurance$92/mo

Recommended for incomes above $65k/yr (28% DTI rule)

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1.68%
Des Moines area property tax rate
$220,000
Des Moines median home price
$1,510
est. monthly payment at defaults

Des Moines housing market

$220,000
Median home price
$55,000
Median household income
214,133
City population

The 1.68% property tax rate reflects the county-level effective rate for Des Moines and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Iowa average — county-level data produces more accurate monthly payment estimates for Des Moines buyers. Many Des Moines properties also carry HOA fees — the area average is approximately $100/month, which is not included in the calculator above.

Rate history

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