Lexington, KY mortgage calculator

Lexington
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Lexington sits in the heart of horse-farm country, anchored by the University of Kentucky and a growing healthcare and logistics economy. Fayette County's property tax rate is slightly below Louisville's.

0.88% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$1,735
P&I · Taxes · Insurance
Total interest
$284,639
Principal & Interest$1,413/mo
Property Tax (0.88%)$205/mo
Homeowners Insurance$117/mo

Recommended for incomes above $75k/yr (28% DTI rule)

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0.88%
Lexington area property tax rate
$280,000
Lexington median home price
$1,735
est. monthly payment at defaults

Lexington housing market

$280,000
Median home price
$58,000
Median household income
322,570
City population

The 0.88% property tax rate reflects the county-level effective rate for Lexington and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Kentucky average — county-level data produces more accurate monthly payment estimates for Lexington buyers. Many Lexington properties also carry HOA fees — the area average is approximately $150/month, which is not included in the calculator above.

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