Saint Paul, MN mortgage calculator

Saint Paul
Mortgage
Calculator

Saint Paul is Minnesota's state capital and a hub for government, healthcare, and education. Ramsey County carries the highest effective property tax rate among the Twin Cities counties — a meaningful difference in monthly payment that buyers moving from Minneapolis often do not anticipate.

1.42% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$1,794
P&I · Taxes · Insurance
Total interest
$274,474
Principal & Interest$1,362/mo
Property Tax (1.42%)$320/mo
Homeowners Insurance$113/mo

Recommended for incomes above $80k/yr (28% DTI rule)

Compare lenders for this loan →
1.42%
Saint Paul area property tax rate
$270,000
Saint Paul median home price
$1,794
est. monthly payment at defaults

Saint Paul housing market

$270,000
Median home price
$58,000
Median household income
311,527
City population

The 1.42% property tax rate reflects the county-level effective rate for Saint Paul and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Minnesota average — county-level data produces more accurate monthly payment estimates for Saint Paul buyers. Many Saint Paul properties also carry HOA fees — the area average is approximately $150/month, which is not included in the calculator above.

Rate history

FAQ

Frequently Asked Questions