Jersey City, NJ mortgage calculator

Jersey City
Mortgage
Calculator

Jersey City sits directly across the Hudson from Manhattan and has become a high-rise financial-sector hub in its own right. Many newer buildings carry long-term tax abatements, giving Jersey City an effective rate well below Newark's despite Hudson County's high nominal rates.

1.6% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$3,738
P&I · Taxes · Insurance
Total interest
$559,113
Principal & Interest$2,775/mo
Property Tax (1.6%)$733/mo
Homeowners Insurance$229/mo

Recommended for incomes above $165k/yr (28% DTI rule)

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1.6%
Jersey City area property tax rate
$550,000
Jersey City median home price
$3,738
est. monthly payment at defaults

Jersey City housing market

$550,000
Median home price
$90,000
Median household income
292,449
City population

The 1.6% property tax rate reflects the county-level effective rate for Jersey City and is used to calculate your monthly tax escrow above. This rate may differ from the statewide New Jersey average — county-level data produces more accurate monthly payment estimates for Jersey City buyers. Many Jersey City properties also carry HOA fees — the area average is approximately $600/month, which is not included in the calculator above.

Rate history

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