Paterson, NJ mortgage calculator

Paterson
Mortgage
Calculator

Paterson, one of the country's earliest planned industrial cities, retains a manufacturing base along the Passaic River's Great Falls. Passaic County's property tax rate is among the highest in the nation, dominating the monthly payment at this price point.

3.15% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$2,831
P&I · Taxes · Insurance
Total interest
$355,799
Principal & Interest$1,766/mo
Property Tax (3.15%)$919/mo
Homeowners Insurance$146/mo

Recommended for incomes above $125k/yr (28% DTI rule)

Compare lenders for this loan →
3.15%
Paterson area property tax rate
$350,000
Paterson median home price
$2,831
est. monthly payment at defaults

Paterson housing market

$350,000
Median home price
$42,000
Median household income
159,732
City population

The 3.15% property tax rate reflects the county-level effective rate for Paterson and is used to calculate your monthly tax escrow above. This rate may differ from the statewide New Jersey average — county-level data produces more accurate monthly payment estimates for Paterson buyers. Many Paterson properties also carry HOA fees — the area average is approximately $50/month, which is not included in the calculator above.

Rate history

FAQ

Frequently Asked Questions