Las Cruces, NM mortgage calculator

Las Cruces
Mortgage
Calculator

Las Cruces anchors southern New Mexico with a New Mexico State University and White Sands Missile Range-driven economy. Doña Ana County's property tax rate is below Albuquerque's.

0.72% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$1,516
P&I · Taxes · Insurance
Total interest
$254,142
Principal & Interest$1,262/mo
Property Tax (0.72%)$150/mo
Homeowners Insurance$104/mo

Recommended for incomes above $65k/yr (28% DTI rule)

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0.72%
Las Cruces area property tax rate
$250,000
Las Cruces median home price
$1,516
est. monthly payment at defaults

Las Cruces housing market

$250,000
Median home price
$48,000
Median household income
111,385
City population

The 0.72% property tax rate reflects the county-level effective rate for Las Cruces and is used to calculate your monthly tax escrow above. This rate may differ from the statewide New Mexico average — county-level data produces more accurate monthly payment estimates for Las Cruces buyers. Many Las Cruces properties also carry HOA fees — the area average is approximately $50/month, which is not included in the calculator above.

Rate history

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