Santa Fe, NM mortgage calculator

Santa Fe
Mortgage
Calculator

Santa Fe is New Mexico's capital and a major arts and tourism destination, commanding the state's highest home prices. Santa Fe County's property tax rate is the lowest among the state's major cities.

0.55% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$3,434
P&I · Taxes · Insurance
Total interest
$589,610
Principal & Interest$2,927/mo
Property Tax (0.55%)$266/mo
Homeowners Insurance$242/mo

Recommended for incomes above $150k/yr (28% DTI rule)

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0.55%
Santa Fe area property tax rate
$580,000
Santa Fe median home price
$3,434
est. monthly payment at defaults

Santa Fe housing market

$580,000
Median home price
$65,000
Median household income
87,505
City population

The 0.55% property tax rate reflects the county-level effective rate for Santa Fe and is used to calculate your monthly tax escrow above. This rate may differ from the statewide New Mexico average — county-level data produces more accurate monthly payment estimates for Santa Fe buyers. Many Santa Fe properties also carry HOA fees — the area average is approximately $250/month, which is not included in the calculator above.

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