Eugene, OR mortgage calculator

Eugene
Mortgage
Calculator

Eugene is home to the University of Oregon and a timber-and-education economy in the southern Willamette Valley. Lane County's property tax rate is slightly above Portland's, driven by local school and university-area levies.

1.2% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$2,779
P&I · Taxes · Insurance
Total interest
$437,125
Principal & Interest$2,170/mo
Property Tax (1.2%)$430/mo
Homeowners Insurance$179/mo

Recommended for incomes above $120k/yr (28% DTI rule)

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1.2%
Eugene area property tax rate
$430,000
Eugene median home price
$2,779
est. monthly payment at defaults

Eugene housing market

$430,000
Median home price
$52,000
Median household income
176,654
City population

The 1.2% property tax rate reflects the county-level effective rate for Eugene and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Oregon average — county-level data produces more accurate monthly payment estimates for Eugene buyers. Many Eugene properties also carry HOA fees — the area average is approximately $100/month, which is not included in the calculator above.

Rate history

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