Charleston, SC mortgage calculator

Charleston
Mortgage
Calculator

Charleston's historic peninsula, tourism economy, and Boeing manufacturing plant have driven some of the fastest home-price appreciation in the Southeast. Charleston County's very low owner-occupied property tax rate is one of the market's few affordability offsets.

0.55% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$3,079
P&I · Taxes · Insurance
Total interest
$528,616
Principal & Interest$2,624/mo
Property Tax (0.55%)$238/mo
Homeowners Insurance$217/mo

Recommended for incomes above $135k/yr (28% DTI rule)

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0.55%
Charleston area property tax rate
$520,000
Charleston median home price
$3,079
est. monthly payment at defaults

Charleston housing market

$520,000
Median home price
$70,000
Median household income
150,227
City population

The 0.55% property tax rate reflects the county-level effective rate for Charleston and is used to calculate your monthly tax escrow above. This rate may differ from the statewide South Carolina average — county-level data produces more accurate monthly payment estimates for Charleston buyers. Many Charleston properties also carry HOA fees — the area average is approximately $300/month, which is not included in the calculator above.

Rate history

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