South Dakota mortgage calculator

South Dakota
Mortgage
Calculator

South Dakota has no state income tax and moderate home prices, with Sioux Falls as the fastest-growing market. Property taxes of 1.31% are above average for the region but manageable on lower home prices.

Sioux FallsRapid CityAberdeenBrookingsWatertown
1.31% avg property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$1,934
P&I · Taxes · Insurance
Total interest
$299,888
Principal & Interest$1,489/mo
Property Tax$322/mo
Homeowners Insurance$123/mo

Recommended for incomes above $85k/yr (28% DTI rule)

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1.31%
South Dakota avg property tax rate
$295,000
South Dakota median home price
$1,934
est. monthly payment at defaults

South Dakota property taxes

South Dakota's owner-occupied assessment freeze program helps qualifying senior citizens maintain affordable property taxes.

Rate history

FAQ

Frequently Asked Questions