Memphis, TN mortgage calculator

Memphis
Mortgage
Calculator

Memphis anchors the Mid-South with a logistics and distribution economy built around FedEx's global hub. Shelby County's property tax rate is well above Nashville's, a significant factor even with the metro's low home prices.

1.53% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$1,213
P&I · Taxes · Insurance
Total interest
$182,983
Principal & Interest$908/mo
Property Tax (1.53%)$230/mo
Homeowners Insurance$75/mo

Recommended for incomes above $55k/yr (28% DTI rule)

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1.53%
Memphis area property tax rate
$180,000
Memphis median home price
$1,213
est. monthly payment at defaults

Memphis housing market

$180,000
Median home price
$45,000
Median household income
633,104
City population

The 1.53% property tax rate reflects the county-level effective rate for Memphis and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Tennessee average — county-level data produces more accurate monthly payment estimates for Memphis buyers. Many Memphis properties also carry HOA fees — the area average is approximately $50/month, which is not included in the calculator above.

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