Spokane, WA mortgage calculator

Spokane
Mortgage
Calculator

Spokane anchors Eastern Washington with a healthcare, education, and manufacturing economy well removed from the Puget Sound's high costs. Spokane County's property tax rate is above the western part of the state but home prices remain far more accessible.

1.15% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$2,440
P&I · Taxes · Insurance
Total interest
$386,296
Principal & Interest$1,917/mo
Property Tax (1.15%)$364/mo
Homeowners Insurance$158/mo

Recommended for incomes above $105k/yr (28% DTI rule)

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1.15%
Spokane area property tax rate
$380,000
Spokane median home price
$2,440
est. monthly payment at defaults

Spokane housing market

$380,000
Median home price
$58,000
Median household income
230,160
City population

The 1.15% property tax rate reflects the county-level effective rate for Spokane and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Washington average — county-level data produces more accurate monthly payment estimates for Spokane buyers. Many Spokane properties also carry HOA fees — the area average is approximately $100/month, which is not included in the calculator above.

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