Morgantown, WV mortgage calculator

Morgantown
Mortgage
Calculator

Morgantown is home to West Virginia University, supporting the state's most resilient housing market with steady student and staff demand. Monongalia County's property tax rate is the lowest among West Virginia's major cities.

0.6% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$1,550
P&I · Taxes · Insurance
Total interest
$264,308
Principal & Interest$1,312/mo
Property Tax (0.6%)$130/mo
Homeowners Insurance$108/mo

Recommended for incomes above $70k/yr (28% DTI rule)

Compare lenders for this loan →
0.6%
Morgantown area property tax rate
$260,000
Morgantown median home price
$1,550
est. monthly payment at defaults

Morgantown housing market

$260,000
Median home price
$52,000
Median household income
30,347
City population

The 0.6% property tax rate reflects the county-level effective rate for Morgantown and is used to calculate your monthly tax escrow above. This rate may differ from the statewide West Virginia average — county-level data produces more accurate monthly payment estimates for Morgantown buyers. Many Morgantown properties also carry HOA fees — the area average is approximately $150/month, which is not included in the calculator above.

Rate history

FAQ

Frequently Asked Questions