Jacksonville, FL mortgage calculator

Jacksonville
Mortgage
Calculator

Jacksonville is Florida's most populous city and one of its most affordable major markets. Duval County's low property tax rate further reduces the true monthly cost of homeownership relative to income, making it a top value market in the Southeast.

0.89% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$1,985
P&I · Taxes · Insurance
Total interest
$325,302
Principal & Interest$1,615/mo
Property Tax (0.89%)$237/mo
Homeowners Insurance$133/mo

Recommended for incomes above $90k/yr (28% DTI rule)

Compare lenders for this loan →
0.89%
Jacksonville area property tax rate
$320,000
Jacksonville median home price
$1,985
est. monthly payment at defaults

Jacksonville housing market

$320,000
Median home price
$58,000
Median household income
949,611
City population

The 0.89% property tax rate reflects the county-level effective rate for Jacksonville and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Florida average — county-level data produces more accurate monthly payment estimates for Jacksonville buyers. Many Jacksonville properties also carry HOA fees — the area average is approximately $100/month, which is not included in the calculator above.

Rate history

FAQ

Frequently Asked Questions