Tampa, FL mortgage calculator

Tampa
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Tampa has emerged as one of the South's fastest-growing cities, fueled by financial services, healthcare, and remote workers. Hillsborough County's property tax rate sits near the Florida average, making total monthly costs competitive with similarly priced markets.

1.08% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$2,418
P&I · Taxes · Insurance
Total interest
$386,296
Principal & Interest$1,917/mo
Property Tax (1.08%)$342/mo
Homeowners Insurance$158/mo

Recommended for incomes above $105k/yr (28% DTI rule)

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1.08%
Tampa area property tax rate
$380,000
Tampa median home price
$2,418
est. monthly payment at defaults

Tampa housing market

$380,000
Median home price
$58,000
Median household income
400,000
City population

The 1.08% property tax rate reflects the county-level effective rate for Tampa and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Florida average — county-level data produces more accurate monthly payment estimates for Tampa buyers. Many Tampa properties also carry HOA fees — the area average is approximately $200/month, which is not included in the calculator above.

Rate history

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