Honolulu, HI mortgage calculator

Honolulu
Mortgage
Calculator

Honolulu is the economic and tourism center of the islands, with condo living the norm and HOA fees often exceeding the property tax bill. The City and County of Honolulu's property tax rate is among the lowest in the nation.

0.3% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$4,856
P&I · Taxes · Insurance
Total interest
$864,084
Principal & Interest$4,289/mo
Property Tax (0.3%)$213/mo
Homeowners Insurance$354/mo

Recommended for incomes above $210k/yr (28% DTI rule)

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0.3%
Honolulu area property tax rate
$850,000
Honolulu median home price
$4,856
est. monthly payment at defaults

Honolulu housing market

$850,000
Median home price
$85,000
Median household income
343,421
City population

The 0.3% property tax rate reflects the county-level effective rate for Honolulu and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Hawaii average — county-level data produces more accurate monthly payment estimates for Honolulu buyers. Many Honolulu properties also carry HOA fees — the area average is approximately $600/month, which is not included in the calculator above.

Rate history

FAQ

Frequently Asked Questions