Kailua, HI mortgage calculator

Kailua
Mortgage
Calculator

Kailua on Oahu's windward side is one of the state's most expensive residential markets, prized for its beaches and lower density than Honolulu. Hawaii's very low property tax rate offers little relief given the premium purchase prices here.

0.28% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$7,405
P&I · Taxes · Insurance
Total interest
$1,321,540
Principal & Interest$6,560/mo
Property Tax (0.28%)$303/mo
Homeowners Insurance$542/mo

Recommended for incomes above $320k/yr (28% DTI rule)

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0.28%
Kailua area property tax rate
$1,300,000
Kailua median home price
$7,405
est. monthly payment at defaults

Kailua housing market

$1,300,000
Median home price
$110,000
Median household income
38,635
City population

The 0.28% property tax rate reflects the county-level effective rate for Kailua and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Hawaii average — county-level data produces more accurate monthly payment estimates for Kailua buyers. Many Kailua properties also carry HOA fees — the area average is approximately $400/month, which is not included in the calculator above.

Rate history

FAQ

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