Waipahu, HI mortgage calculator

Waipahu
Mortgage
Calculator

Waipahu offers one of Oahu's more accessible price points, with a large Filipino-American community and a mix of plantation-era and newer housing stock. Honolulu County's low property tax rate applies uniformly across the island.

0.3% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$3,885
P&I · Taxes · Insurance
Total interest
$691,267
Principal & Interest$3,431/mo
Property Tax (0.3%)$170/mo
Homeowners Insurance$283/mo

Recommended for incomes above $170k/yr (28% DTI rule)

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0.3%
Waipahu area property tax rate
$680,000
Waipahu median home price
$3,885
est. monthly payment at defaults

Waipahu housing market

$680,000
Median home price
$80,000
Median household income
38,216
City population

The 0.3% property tax rate reflects the county-level effective rate for Waipahu and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Hawaii average — county-level data produces more accurate monthly payment estimates for Waipahu buyers. Many Waipahu properties also carry HOA fees — the area average is approximately $350/month, which is not included in the calculator above.

Rate history

FAQ

Frequently Asked Questions