Baltimore is Maryland's largest city, with a port, healthcare, and biotech economy anchored by Johns Hopkins. Baltimore City's property tax rate is among the highest in the state, a critical factor even with home prices well below the DC suburbs.
Recommended for incomes above $70k/yr (28% DTI rule)
Baltimore housing market
The 2.25% property tax rate reflects the county-level effective rate for Baltimore and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Maryland average — county-level data produces more accurate monthly payment estimates for Baltimore buyers. Many Baltimore properties also carry HOA fees — the area average is approximately $100/month, which is not included in the calculator above.
Rate history
Compare statewide
Maryland Mortgage Calculator →
See statewide averages and other Maryland cities.
Not sure what to offer?
Try the Affordability Calculator →
Find your max home price based on income and debts.
Comparing loan offers?
Mortgage Comparison Worksheet →
Line up lender quotes side by side in a free spreadsheet.
FAQ