Silver Spring, MD mortgage calculator

Silver Spring
Mortgage
Calculator

Silver Spring sits just across the DC line and has redeveloped into a dense, walkable downtown popular with federal workers and young professionals. Montgomery County's tax rate applies, and condo HOA fees are common in the urban core.

1.03% county property tax
Real local rates
No sign-up required
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$
Interest rate6.48%
Monthly payment
$2,844
P&I · Taxes · Insurance
Total interest
$457,456
Principal & Interest$2,271/mo
Property Tax (1.03%)$386/mo
Homeowners Insurance$188/mo

Recommended for incomes above $125k/yr (28% DTI rule)

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1.03%
Silver Spring area property tax rate
$450,000
Silver Spring median home price
$2,844
est. monthly payment at defaults

Silver Spring housing market

$450,000
Median home price
$90,000
Median household income
81,015
City population

The 1.03% property tax rate reflects the county-level effective rate for Silver Spring and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Maryland average — county-level data produces more accurate monthly payment estimates for Silver Spring buyers. Many Silver Spring properties also carry HOA fees — the area average is approximately $250/month, which is not included in the calculator above.

Rate history

FAQ

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