Germantown, MD mortgage calculator

Germantown
Mortgage
Calculator

Germantown is a fast-growing Montgomery County suburb offering relatively more affordable entry into the DC-area market than close-in communities. Montgomery County's property tax rate applies uniformly across the area's suburbs.

1.03% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$2,718
P&I · Taxes · Insurance
Total interest
$437,125
Principal & Interest$2,170/mo
Property Tax (1.03%)$369/mo
Homeowners Insurance$179/mo

Recommended for incomes above $120k/yr (28% DTI rule)

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1.03%
Germantown area property tax rate
$430,000
Germantown median home price
$2,718
est. monthly payment at defaults

Germantown housing market

$430,000
Median home price
$105,000
Median household income
91,153
City population

The 1.03% property tax rate reflects the county-level effective rate for Germantown and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Maryland average — county-level data produces more accurate monthly payment estimates for Germantown buyers. Many Germantown properties also carry HOA fees — the area average is approximately $200/month, which is not included in the calculator above.

Rate history

FAQ

Frequently Asked Questions