Michigan mortgage calculator

Michigan
Mortgage
Calculator

Michigan offers affordable home prices in most markets, with a statewide median around $240,000. Property taxes average 1.54% and can be higher in Detroit and other urban areas.

DetroitGrand RapidsWarrenAnn ArborSterling Heights
1.54% avg property tax
Real local rates
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$
$
Interest rate6.48%
Monthly payment
$1,619
P&I · Taxes · Insurance
Total interest
$243,977
Principal & Interest$1,211/mo
Property Tax$308/mo
Homeowners Insurance$100/mo

Recommended for incomes above $70k/yr (28% DTI rule)

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1.54%
Michigan avg property tax rate
$240,000
Michigan median home price
$1,619
est. monthly payment at defaults

Michigan property taxes

Michigan caps property tax assessment increases at 5% or inflation per year under Proposal A, protecting long-term homeowners from sudden tax spikes.

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