Detroit, MI mortgage calculator

Detroit
Mortgage
Calculator

Detroit has the lowest home prices of any major US city, alongside some of the highest municipal millage rates in the country. Wayne County's very high effective property tax rate means the escrow portion often exceeds principal and interest at this price point.

3.12% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$685
P&I · Taxes · Insurance
Total interest
$86,408
Principal & Interest$429/mo
Property Tax (3.12%)$221/mo
Homeowners Insurance$35/mo

Recommended for incomes above $30k/yr (28% DTI rule)

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3.12%
Detroit area property tax rate
$85,000
Detroit median home price
$685
est. monthly payment at defaults

Detroit housing market

$85,000
Median home price
$37,000
Median household income
633,218
City population

The 3.12% property tax rate reflects the county-level effective rate for Detroit and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Michigan average — county-level data produces more accurate monthly payment estimates for Detroit buyers.

Rate history

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