Duluth sits at the western tip of Lake Superior and has a growing tourism, healthcare, and university-driven economy. St. Louis County's moderate tax rate and well-below-average home prices make it one of Minnesota's most affordable markets for first-time buyers.
Recommended for incomes above $60k/yr (28% DTI rule)
Duluth housing market
The 1.1% property tax rate reflects the county-level effective rate for Duluth and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Minnesota average — county-level data produces more accurate monthly payment estimates for Duluth buyers. Many Duluth properties also carry HOA fees — the area average is approximately $50/month, which is not included in the calculator above.
Rate history
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