Rochester, MN mortgage calculator

Rochester
Mortgage
Calculator

Rochester is home to the world-renowned Mayo Clinic, which anchors its healthcare economy and consistently drives above-average housing demand. Olmsted County's moderate property tax rate pairs with above-median home prices driven by medical professionals — producing one of Minnesota's most stable markets.

1.07% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$1,779
P&I · Taxes · Insurance
Total interest
$284,639
Principal & Interest$1,413/mo
Property Tax (1.07%)$250/mo
Homeowners Insurance$117/mo

Recommended for incomes above $80k/yr (28% DTI rule)

Compare lenders for this loan →
1.07%
Rochester area property tax rate
$280,000
Rochester median home price
$1,779
est. monthly payment at defaults

Rochester housing market

$280,000
Median home price
$70,000
Median household income
121,395
City population

The 1.07% property tax rate reflects the county-level effective rate for Rochester and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Minnesota average — county-level data produces more accurate monthly payment estimates for Rochester buyers. Many Rochester properties also carry HOA fees — the area average is approximately $100/month, which is not included in the calculator above.

Rate history

FAQ

Frequently Asked Questions