Columbia, MO mortgage calculator

Columbia
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Columbia is a university town anchored by the University of Missouri, with a stable economy driven by education, healthcare, and insurance. Boone County's property tax rate is close to the state average, and demand from students and staff keeps the market steady.

1.05% county property tax
Real local rates
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$
Interest rate6.48%
Monthly payment
$1,775
P&I · Taxes · Insurance
Total interest
$284,639
Principal & Interest$1,413/mo
Property Tax (1.05%)$245/mo
Homeowners Insurance$117/mo

Recommended for incomes above $80k/yr (28% DTI rule)

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1.05%
Columbia area property tax rate
$280,000
Columbia median home price
$1,775
est. monthly payment at defaults

Columbia housing market

$280,000
Median home price
$55,000
Median household income
126,254
City population

The 1.05% property tax rate reflects the county-level effective rate for Columbia and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Missouri average — county-level data produces more accurate monthly payment estimates for Columbia buyers. Many Columbia properties also carry HOA fees — the area average is approximately $100/month, which is not included in the calculator above.

Rate history

FAQ

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