St. Louis, MO mortgage calculator

St. Louis
Mortgage
Calculator

St. Louis anchors eastern Missouri with a healthcare, biotech, and financial services economy, and some of the most affordable home prices among major Midwest metros. The city's property tax rate runs above the statewide average.

1.37% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$1,189
P&I · Taxes · Insurance
Total interest
$182,983
Principal & Interest$908/mo
Property Tax (1.37%)$206/mo
Homeowners Insurance$75/mo

Recommended for incomes above $55k/yr (28% DTI rule)

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1.37%
St. Louis area property tax rate
$180,000
St. Louis median home price
$1,189
est. monthly payment at defaults

St. Louis housing market

$180,000
Median home price
$45,000
Median household income
301,578
City population

The 1.37% property tax rate reflects the county-level effective rate for St. Louis and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Missouri average — county-level data produces more accurate monthly payment estimates for St. Louis buyers. Many St. Louis properties also carry HOA fees — the area average is approximately $50/month, which is not included in the calculator above.

Rate history

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