Philadelphia, PA mortgage calculator

Philadelphia
Mortgage
Calculator

Philadelphia is the nation's sixth-largest city, anchored by healthcare, education, and a growing biotech corridor. The city's property tax rate is moderate relative to its suburbs, and rowhome-heavy inventory keeps HOA costs low for most buyers.

0.99% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$1,603
P&I · Taxes · Insurance
Total interest
$259,225
Principal & Interest$1,287/mo
Property Tax (0.99%)$210/mo
Homeowners Insurance$106/mo

Recommended for incomes above $70k/yr (28% DTI rule)

Compare lenders for this loan →
0.99%
Philadelphia area property tax rate
$255,000
Philadelphia median home price
$1,603
est. monthly payment at defaults

Philadelphia housing market

$255,000
Median home price
$52,000
Median household income
1,567,258
City population

The 0.99% property tax rate reflects the county-level effective rate for Philadelphia and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Pennsylvania average — county-level data produces more accurate monthly payment estimates for Philadelphia buyers. Many Philadelphia properties also carry HOA fees — the area average is approximately $50/month, which is not included in the calculator above.

Rate history

FAQ

Frequently Asked Questions