Philadelphia is the nation's sixth-largest city, anchored by healthcare, education, and a growing biotech corridor. The city's property tax rate is moderate relative to its suburbs, and rowhome-heavy inventory keeps HOA costs low for most buyers.
Recommended for incomes above $70k/yr (28% DTI rule)
Philadelphia housing market
The 0.99% property tax rate reflects the county-level effective rate for Philadelphia and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Pennsylvania average — county-level data produces more accurate monthly payment estimates for Philadelphia buyers. Many Philadelphia properties also carry HOA fees — the area average is approximately $50/month, which is not included in the calculator above.
Rate history
Compare statewide
Pennsylvania Mortgage Calculator →
See statewide averages and other Pennsylvania cities.
Not sure what to offer?
Try the Affordability Calculator →
Find your max home price based on income and debts.
Comparing loan offers?
Mortgage Comparison Worksheet →
Line up lender quotes side by side in a free spreadsheet.
FAQ