Reading, PA mortgage calculator

Reading
Mortgage
Calculator

Reading is one of Pennsylvania's most affordable small cities, with a diversifying economy in healthcare and distribution. Berks County's property tax rate is among the highest in the state, so the tax line often rivals principal and interest at this price point.

2.24% county property tax
Real local rates
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$
Interest rate6.48%
Monthly payment
$1,283
P&I · Taxes · Insurance
Total interest
$177,900
Principal & Interest$883/mo
Property Tax (2.24%)$327/mo
Homeowners Insurance$73/mo

Recommended for incomes above $55k/yr (28% DTI rule)

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2.24%
Reading area property tax rate
$175,000
Reading median home price
$1,283
est. monthly payment at defaults

Reading housing market

$175,000
Median home price
$40,000
Median household income
95,112
City population

The 2.24% property tax rate reflects the county-level effective rate for Reading and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Pennsylvania average — county-level data produces more accurate monthly payment estimates for Reading buyers.

Rate history

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