Chattanooga, TN mortgage calculator

Chattanooga
Mortgage
Calculator

Chattanooga has rebranded itself as a gigabit-internet tech hub while retaining a manufacturing and logistics base along the Tennessee River. Hamilton County's property tax rate sits between Knoxville and Memphis.

0.83% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$1,785
P&I · Taxes · Insurance
Total interest
$294,805
Principal & Interest$1,463/mo
Property Tax (0.83%)$201/mo
Homeowners Insurance$121/mo

Recommended for incomes above $80k/yr (28% DTI rule)

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0.83%
Chattanooga area property tax rate
$290,000
Chattanooga median home price
$1,785
est. monthly payment at defaults

Chattanooga housing market

$290,000
Median home price
$52,000
Median household income
181,099
City population

The 0.83% property tax rate reflects the county-level effective rate for Chattanooga and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Tennessee average — county-level data produces more accurate monthly payment estimates for Chattanooga buyers. Many Chattanooga properties also carry HOA fees — the area average is approximately $100/month, which is not included in the calculator above.

Rate history

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