Knoxville, TN mortgage calculator

Knoxville
Mortgage
Calculator

Knoxville is home to the University of Tennessee and sits at the gateway to the Great Smoky Mountains, driving steady tourism and relocation demand. Knox County's very low property tax rate mirrors Nashville's, keeping monthly costs competitive statewide.

0.62% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$1,854
P&I · Taxes · Insurance
Total interest
$315,137
Principal & Interest$1,564/mo
Property Tax (0.62%)$160/mo
Homeowners Insurance$129/mo

Recommended for incomes above $80k/yr (28% DTI rule)

Compare lenders for this loan →
0.62%
Knoxville area property tax rate
$310,000
Knoxville median home price
$1,854
est. monthly payment at defaults

Knoxville housing market

$310,000
Median home price
$50,000
Median household income
190,740
City population

The 0.62% property tax rate reflects the county-level effective rate for Knoxville and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Tennessee average — county-level data produces more accurate monthly payment estimates for Knoxville buyers. Many Knoxville properties also carry HOA fees — the area average is approximately $100/month, which is not included in the calculator above.

Rate history

FAQ

Frequently Asked Questions