Richmond, VA mortgage calculator

Richmond
Mortgage
Calculator

Richmond is Virginia's capital, with a diversified economy in state government, finance, and healthcare. Home prices remain well below Northern Virginia, and the city's property tax rate is close to the state average.

1.14% county property tax
Real local rates
No sign-up required
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$
Interest rate6.48%
Monthly payment
$2,180
P&I · Taxes · Insurance
Total interest
$345,634
Principal & Interest$1,716/mo
Property Tax (1.14%)$323/mo
Homeowners Insurance$142/mo

Recommended for incomes above $95k/yr (28% DTI rule)

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1.14%
Richmond area property tax rate
$340,000
Richmond median home price
$2,180
est. monthly payment at defaults

Richmond housing market

$340,000
Median home price
$58,000
Median household income
226,610
City population

The 1.14% property tax rate reflects the county-level effective rate for Richmond and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Virginia average — county-level data produces more accurate monthly payment estimates for Richmond buyers. Many Richmond properties also carry HOA fees — the area average is approximately $150/month, which is not included in the calculator above.

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