Virginia mortgage calculator

Virginia
Mortgage
Calculator

Virginia's housing market is shaped by the DC metro in Northern Virginia and a separate coastal market around Virginia Beach. Property taxes average 0.82%, with Northern Virginia rates often higher due to proximity to the capital.

Virginia BeachNorfolkChesapeakeArlingtonRichmond
0.82% avg property tax
Real local rates
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$
$
Interest rate6.48%
Monthly payment
$2,458
P&I · Taxes · Insurance
Total interest
$406,628
Principal & Interest$2,018/mo
Property Tax$273/mo
Homeowners Insurance$167/mo

Recommended for incomes above $110k/yr (28% DTI rule)

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0.82%
Virginia avg property tax rate
$400,000
Virginia median home price
$2,458
est. monthly payment at defaults

Virginia property taxes

Virginia property taxes are assessed at 100% of fair market value at the local level. Arlington and Fairfax counties have higher rates than the state average.

Rate history

FAQ

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