Virginia Beach, VA mortgage calculator

Virginia Beach
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Virginia Beach is Virginia's most populous city, anchored by the largest naval base in the world and a growing tourism economy. The city's property tax rate is below the state average, a meaningful advantage given above-median home prices.

0.81% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$2,455
P&I · Taxes · Insurance
Total interest
$406,628
Principal & Interest$2,018/mo
Property Tax (0.81%)$270/mo
Homeowners Insurance$167/mo

Recommended for incomes above $110k/yr (28% DTI rule)

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0.81%
Virginia Beach area property tax rate
$400,000
Virginia Beach median home price
$2,455
est. monthly payment at defaults

Virginia Beach housing market

$400,000
Median home price
$75,000
Median household income
459,470
City population

The 0.81% property tax rate reflects the county-level effective rate for Virginia Beach and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Virginia average — county-level data produces more accurate monthly payment estimates for Virginia Beach buyers. Many Virginia Beach properties also carry HOA fees — the area average is approximately $150/month, which is not included in the calculator above.

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