Mortgage calculator

Mortgage on a $550,000 home

Monthly payment estimates at 3.5%, 10%, and 20% down — then customize with your rate, term, and state below.

Quick estimates — 30yr fixed at 6.48% (national avg, TX tax rate)

Payment by down payment

3.5% down ($19,250)

$4,711/mo

$674,430 total interest

PMI included

10% down ($55,000)

$4,465/mo

$629,002 total interest

PMI included

20% down ($110,000)

$3,829/mo

$559,113 total interest

Includes estimated property tax and homeowners insurance. Actual payment varies by state, credit score, and lender.

Customize your estimate

Home price$550,000

Down payment (20%)

State

Interest rate6.48%

Loan term

Monthly payment

$3,829

P&I · Taxes · Insurance

Total interest

$559,113

Principal & Interest$2,775/mo

Property Tax$825/mo

Homeowners Insurance$229/mo

Income needed (28% DTI)

$165k/yr

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