Mortgage calculator

Mortgage on a $600,000 home

Monthly payment estimates at 3.5%, 10%, and 20% down — then customize with your rate, term, and state below.

Quick estimates — 30yr fixed at 6.48% (national avg, TX tax rate)

Payment by down payment

3.5% down ($21,000)

$5,140/mo

$735,742 total interest

PMI included

10% down ($60,000)

$4,871/mo

$686,184 total interest

PMI included

20% down ($120,000)

$4,178/mo

$609,942 total interest

Includes estimated property tax and homeowners insurance. Actual payment varies by state, credit score, and lender.

Customize your estimate

Home price$600,000

Down payment (20%)

State

Interest rate6.48%

Loan term

Monthly payment

$4,178

P&I · Taxes · Insurance

Total interest

$609,942

Principal & Interest$3,028/mo

Property Tax$900/mo

Homeowners Insurance$250/mo

Income needed (28% DTI)

$180k/yr

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