Mortgage calculator

Mortgage on a $700,000 home

Monthly payment estimates at 3.5%, 10%, and 20% down — then customize with your rate, term, and state below.

Quick estimates — 30yr fixed at 6.48% (national avg, TX tax rate)

Payment by down payment

3.5% down ($24,500)

$5,996/mo

$858,366 total interest

PMI included

10% down ($70,000)

$5,683/mo

$800,548 total interest

PMI included

20% down ($140,000)

$4,874/mo

$711,599 total interest

Includes estimated property tax and homeowners insurance. Actual payment varies by state, credit score, and lender.

Customize your estimate

Home price$700,000

Down payment (20%)

State

Interest rate6.48%

Loan term

Monthly payment

$4,874

P&I · Taxes · Insurance

Total interest

$711,599

Principal & Interest$3,532/mo

Property Tax$1,050/mo

Homeowners Insurance$292/mo

Income needed (28% DTI)

$210k/yr

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